Holiday Home insurance Bulgaria Summary

WHAT IS A POLICY SUMMARY?

This document provides key information about the Holiday Home insurance in Bulgaria. Please note that it does not contain the full terms and conditions of this insurance contract; these can be found in the Homes and Holiday Homes overseas and in the UK policy wording.

If you would like a copy of the full policy wording or have any questions, please contact us or you can download it.

Policy name: Homes & Holiday Homes overseas and in the UK
Type of insurance: Buildings and contents insurance
Underwritten by: Certain underwriters at Lloyd’s

SIGNIFICANT FEATURES AND BENEFITS
The Homes & Holiday Homes overseas and in the UK policy is specifically designed for people with a holiday home abroad and in the UK.

Key benefits include:
Broader Cover
Key benefits include:
• Public liability (£5,000,000 / €7,500,000) cover
• Employers’ liability (£5,000,000 / €7,500,000) cover
• Additional accidental damage
• No inspection clauses
• Emergency travel, should you need to travel abroad to mitigate the outcome of a claim, and alternative accommodation.
• Loss of rent following a claim
• Payment by interest-free Direct Debit which is a significant saving compared to most insurers
• A sensible approach to security requirements
• Cancellation period extended from 14 to 30 days

QUESTIONS AND COMPLAINTS
If you have a question or complaint, please contact us directly using the details below:

The Managing Director
Intasure
Suffolk House
George Street
Croydon CR0 1PE
United Kingdom

Tel: +44(0)845 111 0670
Fax: +44(0) 845 111 0682

BUILDINGS SECTIONS
See Section 1 of the policy booklet for details.


SIGNIFICANT AND UNUSUAL EXCLUSION OR LIMITATIONS
No cover is provided for boats, boards or water craft of any kind.
No cover is provided for items used for business or professional purposes.
Theft or malicious damage caused by persons lawfully in the home.
No cover is provided for theft or malicious damage caused by persons lawfully in the home.

DURATION OF CONTRACT
Insurance contracts normally run for a period of 12 months. Please speak to us if you require a different period. We strongly urge our customers to review their contract each year to ensure they have adequate cover in place.

YOUR INSURANCE QUOTATION
The quotation you receive gives a breakdown of the total price, including the amount we will receive, as well as any related fees, charges, expenses and taxes applicable. The quotation will be valid for a specified period.

Please note that this policy summary document does not contain the full terms and conditions of this contract. These can be found in the Homes and Holiday Homes overseas and in the UK policy wording. If your would like a copy of the full policy wording, please contact us.

ENDORSEMENTS
Endorsements are variations or additions to the terms of the Policy. Please refer to your quotation or Policy Schedule to establish which endorsements apply.